Imagine this scenario. 55 years have passed since you married the love of your life. However, a few years ago, your spouse was diagnosed with dementia. Despite your best efforts to provide care, it’s becoming increasingly obvious that they will…
It is a considerable legal responsibility to act and advocate on behalf of an aging parent when you become their guardian. The duties include a parent's daily care, medical care, and possibly financial decisions made on their behalf. Many guardians…
The acronym LASA, which stands for "look-alike-sound-alike", is commonly used when referring to medications. When it comes to federal programs, Medicaid and Medicare, in written form, look alike and they do sound alike but work very differently. Both Medicare and…
As a federal-state partnership program for health and long-term care benefits, Medicaid is of vital importance to seniors and disabled people. Qualifications for Medicaid vary by state, with overarching federal guidelines. The Kaiser Family Foundation (KFF), a nonprofit organization focusing…
If you are dealing with Medicaid and inheritances, it is possible to make mistakes. The consequences of those mistakes can be severe. When a person is drawing Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The…
Consider the Federal Long Term Care Insurance Program (FLTCIP) if you or a loved one is a federal or US postal employee or an active or retired member of the Uniformed Services. First, the basics of long-term care: it isn’t…
Having a loved one lose their memory can be a difficult experience for the entire family. The person who has been the head of the family may soon fade from the person they once were, leaving their loved ones to…
If a loved one may need Medicaid assistance in the near future, it is important for that person to abstain from giving gifts. While this can be especially hard for people who get joy out of generosity, gifts in this…